Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Understanding Marginal Income Tax Brackets An inside look at how marginal income tax brackets work. Is a SEP-IRA Right for Your Business? For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.